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    201906月22

    ‘I Am Heartbroken’: Your Letters About General public Assistance Bank loan Forgiveness

    曾道人新报跑狗 www.jmuag.tw Enlarge this imageLA Johnson/NPRLA Johnson/NPR”Thank YOU,” writes Cara Christensen, a first-grade trainer in Washington state who read NPR’s deep dive in the troubled General public Provider Financial loan Forgivene s system (PSLF). The reporting, she states, “made me really feel not so on your own.” We obtained dozens of e-mails, tweets and Facebook remarks from aggrieved debtors responding to news that, in the last year, 99 p.c of programs with the well-liked loan-forgivene s plan are denied. PSLF delivers the a sure of bank loan forgivene s to nurses, instructors, first-responders and various scholar debtors who function in community provider for a decade when maintaining up with their mortgage payments. But it surely has been tormented by lousy communication in the U.S. Office of Education and mismanaged by servicing providers the office pays to operate its trillion-dollar student personal loan portfolio. A lot of debtors who wrote in share eerily equivalent stories, of constructing payments for a long time, while working in general public company, only to determine they don’t neverthele s qualify for that system on account of a technicality. Most likely, they’re enrolled while in the erroneous compensation program or keep the incorrect type of mortgage.Colleen and Dan Burton, of recent York, have struggled with both equally:”My loans are of your mistaken form,” Colleen writes, and “despite [Dan’s] suitable work history, we ended up exceptionally di satisfied within the time for you to learn that all of his former payments (2007-2013) were not eligible since he wasn’t from the appropriate form of repayment system.”Dan’s story includes a further twist. When he realized that switching to an ideal repayment prepare would power him to restart the 10-year path to forgivene s, he only opted to consolidate his financial loans, well worth $13,000, and shift on. But, https://www.raysedge.com/tampa-bay-rays/carlos-gomez-jersey before this 12 months, Congre s developed an crisis fund for community servants who, like Dan, have already been excluded from PSLF simply because they had been place from the mistaken reimbursement prepare. You will find only one catch, Colleen writes:”We just discovered with the momentary expanded PSLF method, so we requested a rea se sment. Dan’s situation is the exact circumstance that they were being supposedly making an attempt to rectify. He experienced many a long time of payments rejected resulting from repayment system type. Now they’re rejecting his forgivene s yet again for the reason that his financial loans are already consolidated. We consolidated Because he was turned down from forgivene s in 2014. If we by some means understood there could be this new opportunity, we’d have built a different decision. … He evidently meets the common in the ‘spirit in the law’ neverthele s the ‘letter in the law’ is making it unattainable to just take benefit of the program.”We also observed this on Twitter from Nathan Fried, who teaches within the biology division at Rutgers University-Camden. …while, 10 yrs prior, her loan company said Denard Span Jersey she did. Now she’s approaching retirement age and starting up her ten year clock all over again. Her complete economic system is in wreck. Like a mom and son from a minimal profits qualifications that are both of those educators, this is insanely terrifying. Nathan T. Fried, PhD (@NeuronNate) October seventeen, 2018 “I am a person in the countle s numbers who is seeking to have answers,” writes Mary Leist of Ohio. She says her loan servicer “has miscalculated my qualifying payments over the past two decades, originally telling me I had only made 8 qualifying payments, then 21, then that they had to ‘further review’ my account soon after I’d complained a number of periods, indicating which i experienced, in reality, made closer to sixty.” Borrowers are predicted to produce a hundred and twenty qualifying payments 10 years’ worthy of before their loans can be forgiven. This previous 7 days, Leist states, she spoke yet again together with her servicer, examining the status of her payment calculation, “and was explained to it could take nearly a year for them to have back to me. I am undecided what I used to be hoping for by sharing this with you … perhaps just the acknowledgement that we’ve been serious persons, not just lines over a spreadsheet.” This is the popular concept among the many notes NPR been given: Debtors who definitely have had their anticipations of mortgage forgivene s dashed as a consequence of technicalities or poor communication from their servicer feel deserted and powerle s. Ryan Coleman of Mi souri writes in an e mail:”When I initially requested to get a review of the number of qualifying payments I’d made properly over 6 or seven many years into my public support profe sion, I had been instructed the selection was only 17 lol (so 1yr 5mos of payments). Incredulous, I known as up, plus a lady defined they’d misapplied a payment a while again and so subsequent payments hadn’t counted inside their original evaluate. She confident me they’d recalculate quickly. Which was severely in all probability two many years back. I have termed several moments and just get explained to it will take a while.”Justin Davis of Seattle goes on to provide some very good guidance though, he admits, it has not served him: I’ve been operating for nonprofits for nine many years, counting on #PSLF for my $100k in federal scholar loans. So far, my monthly expenditures from @MyFedLoan show only ten qualifying payments. I’ve fought for many years to own all of my qualifying payments regarded but to no avail. We need a sistance. https://t.co/pTrKQ7lgkK Justin Davis (@mrjustinmdavis) October 18, 2018 I’ve also down load all expenditures, all submitted types, & any correspondence & bank statements showing payments, too. I save everything in a file on my computer & while in the cloud for the reason that I have nothing to back me up but an extensive paper trail, & even that has not served. Justin Davis (@mrjustinmdavis) Oct eighteen, 2018 Finally, Erik Carlton of Tenne see writes that, when he repeatedly questioned his bank loan servicer for support reducing his steep regular monthly payments, no just one pointed out that he qualified for Public Services Bank loan Forgivene s nor recommended an income-driven compensation strategy. Instead, he was set in forbearance. It was not until Carlton reached out to the community college where he now teaches that he discovered of PSLF and promptly enrolled. Although he claims he has worked in community support for at least 7 many years, he has created just eighteen on the a hundred and twenty payments required to qualify for bank loan forgivene s.”I am heartbroken and heartsick … My oldest [child] is supposed to begin college in three many years, my next just three yrs following that, and our third just three Kevin Kiermaier Jersey yrs after that. … I have never been arrested and haven’t even experienced a speeding ticket in 20 several years. I do not drink, you should not smoke, do not gamble. I vote. I am a teacher. I are actually operating and supporting myself considering the fact that I had been 16, and I’ve no idea how I am supposed to give my kids a future. Since I can’t save for theirs. I can barely pay for their current.”

    201703月19

    php实现usc2转ansi的代码

    用PHP写一个网络电话平台,点击呼叫以后,返回的信息是这样的:

    201606月26

    sublime text免注册汉化版下载

    sublime text是PHP,Python等众多脚本语言开发IDE的神器,小编之前用的是EverEdit,没这个sublime text好用,这个的代码补全功能更好,而且代码颜色区分,看起来更清晰:

    201512月1

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    今天抓包重新搞了一下微微网络电话的签到,结果发现返回的内容是乱码,于是乎百度,和QQ群求助,结果百度没百度出来,百度的方法就是设置PHP文件编码,设置编码和数据库编码一致,我这里明明已经是一致的了,但还是乱码。

    201510月19

    sip139网络电话做回拨网页

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    201508月2

    python逐行读取文本文件方法

    今天写个邮件群发的东西,需要用到python逐行读取文本文件,经过摸索,找出了几种方法,下面记录下:

    201507月14

    python怎么播放音乐文件(MP3)?

    想用python写个播放音乐的代码,这样便于提示我任务完成了,发现竟然要用到API或者第3方??椴趴梢?,后面通过摸索,终于找到几种方法,一一介绍:

    201507月12

    python多线程??椋簍hreading使用方法

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    201507月11

    开发python 用啥工具?

    经过我个人的测试和体验。我还是喜欢 Eclipse 下弄个插件。至于记事本或者类记事本,我个人不建议初学者。

    201507月9

    Python带协议头(headers)暴力注册MM电话代码

    python接触没几天,但写 post程序是比较有趣比较有用的,所以研究了下,发现python的第三方库requests是很不错的POST,GET等网页交互操作的???,所以安装了这个库,并且参考文章://www.jmuag.tw/mmwldh.html,写了代码,其中协议头哪里弄了很久,另外在for循环里加入了while循环,结果程序没有自动跳出(这样用法是有问题的),后面用if判断就正常了。代码如下,都有解释,不说阐述:

    201506月24

    如何看阿里云带宽是否够用(图文教程)

    最近用阿里云ECS,但是买的配置是比较低的,1M带宽1G内存,内存很容易看到是够用的,但是不知道带宽够不够用,经过各种查询和琢磨,终于知道怎么查看阿里云带宽是否够用,下面附上教程,备忘,也帮助其他小菜解决这个问题:

    201506月11

    php如何将文本域的内容拆分为数组,逐行写入数据库

    如题:php如何将文本域的内容拆分为数组,逐行写入数据库?

    201506月10

    微店APP的自动签到和自动领红包

    在上文:微店签到领红包,满1000积分可以兑换10元话费说了这个应用,群里有人说他的已经实现了自动签到和自动领红包。于是乎昨晚就研究了下自动领红包,但一直没有用程序模拟成功,发现在打开领红包页面的时候,会要求输入领红包的手机号码,然后领取成功或者失败。从输入手机号码点击到页面出现提示,共抓到4个数据包:

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    PHP查找文本函数:strstr()

    今天练手做了个小程序,要查找返回来的POST结果里是否包含特定的字符串,在网上找到PHP的这个函数:strstr() ,看了下函数说明:

    201504月27

    合并SQL文件到一个文件内的命令

    这两天为了屌丝电话论坛数据库转移的事情,折腾了很久,原因是新的数据库空间要求不能上传超过10M内容,于是各种折腾都没有弄好。

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